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What Is Injury Compensation? Injury compensation is money paid to help injured persons pay for the costs resulting from accidents at work. These losses include medical expenses loss of wages, future income, and loss of enjoyment of the life. There are two options to receive this kind of money: a settlement or a lawsuit. A lawyer will review the case and inform you which one is better for you. Medical Treatment Medical treatment is an essential component of your injury claim. The insurance company will cover reasonable and necessary medical treatment. injury law firm southfield includes medical bills for health care providers and specialists. The insurance company will also pay for prescription and over-the counter medications in addition to transportation costs to and from medical appointments. Based on the severity of the injuries you sustained, you may require assistive aids such as canes, wheelchairs, or other clothing that is specially designed for you. You can also recover expenses for home modifications, including stair lifts and ramps. Medical expenses include the cost of diagnostic tests necessary to diagnose your injuries and track your recovery. You can also claim the cost of any surgery needed to treat your injury. The workers' compensation board sets out medical treatment guidelines for doctors to adhere to. These guidelines allow your doctor to provide the majority of your care without requiring insurance approval. Following the advice of your doctor could be very beneficial in your case. If the defendant or insurer is aware that you've been avoiding appointments and playing tennis on weekends, despite your injuries, they could argue that your injuries aren't as severe as you claim. If you're constantly seeing healthcare professionals and receiving massive medical care and treatment, they might have to admit that your injuries were serious. Lost Wages Injuries aren't just physically painful, but can be financially devastating too. The costs associated with treatment can quickly add up and injured victims may also have to deal with lost earnings while they recover from their injuries. If you've missed work due to injury, you may be entitled compensation. Proving the loss of wages is a difficult process and requires specific evidence. In addition to medical narratives it is important to make copies of your past pay stubs as well as income tax documents. Your lawyer can use these to substantiate the amount of income you've lost due to your injury. Your lost wages may include your regular hourly or salaried earnings and overtime potential bonuses, commissions, bonus payouts and more. You can also include any benefits that you no longer receive, like free meals or allowances for cars. You also have the right to a reimbursement for days you've had to take vacation or sick leave to make up for the hours you have missed because of your injuries. Your attorney can calculate the fair value of these days, and then demand reimbursement from the party responsible. If your injury is permanent, your lawyer can also seek compensation for lost future earning capacity. This is a far more complicated procedure and requires hiring a forensic accountant or actuary to prove the loss of your future earnings potential. Medical Expenses You could be faced with huge medical bills, based on the extent of the injury. This could pressure on your finances. The seriousness of your injuries may also hinder you from working and earning income for a significant period of time, putting the financial burden on you and your family. You are entitled to compensation for all medical expenses that are related to your condition, such as ambulance rides, doctor's appointments as well as hospital treatments such as x-rays, x-rays, and. This includes all supplies medicines, as well as orthopedic appliances. You may also claim reimbursement for travel expenses to and from medical appointments, as well as therapy. You must keep receipts for all medical-related expenses, as you will be reimbursed according to actual expenses. To help negotiate attorneys and insurance companies will often use your billed amounts as the starting point to calculate medical special damages. They then multiply that number by a number of 1.5 to 5 to calculate your general damages. Most commonly, minor injuries will be on the low portion of this spectrum, and serious or long-lasting injuries will be on the high end. The Kocian Law Group has the expertise to ensure that you receive the maximum amount of medical benefits you are entitled to. We will fight to force insurers to pay for the full amount of treatment that your doctor recommends — even if insurers dispute the necessity or reasonableness of the treatment. Pain and Suffering The injury victim has a right to be compensated for the emotional and physical pain and suffering caused by his or her injuries. The physical pain and suffering injuries can be a result of the treatment that was previously administered and any future ones. Stress, anxiety shame, embarrassment and sadness could also be considered. It is difficult to put the value of the pain and suffering resulting from an accident, especially when permanent injuries are involved, such as being in a wheelchair or blinded. It is essential that accident victims have the support of an attorney who can gather sufficient evidence to prove their losses. In certain cases, the victim may settle a claim to avoid a trial. In the majority of cases an insurance company is involved in the settlement agreement. The insurance company can utilize a multiplier, or per diem method to calculate pain and suffering damages. The courts use both the multiplier method and the per diem method to determine compensation for physical and emotional suffering resulting from accidents. Both methods have advantages and disadvantages, however the final amount will be determined by the jury. A personal injury lawyer can help accident victims gather evidence to support their claim. Adam S. Kutner & Associates Attorneys can assist you in the investigation of your case, and then prepare the case for court or settlement.